Detect payment risk before it becomes fraud
Spot early risk signals across cards, bank transfers, wallets and instant payments before they become losses. Fortify helps you adapt controls, build new rules or models in minutes, and keep trusted customers moving.
Trusted by leaders in finance and technology
Find the weak signals before they become fraud losses
Detect risk early
Surface subtle shifts in behaviour, device activity, account changes and counterparty patterns before they turn into confirmed fraud or repeated losses.
Build the fix in minutes
When early signals point to a new attack pattern, build, test and deploy rules or model updates by payment type, customer context and risk pattern in minutes.
Learn from every outcome
Connect decisions, reviews, disputes and losses back into your fraud controls so rules and models improve as attack patterns change.
One operating layer for payment fraud decisions, investigations and rapid control change
Payment fraud starts as weak signals across rails, channels and customer journeys. Fortify brings those signals, decisions and feedback loops together so your team can act early, measure impact and keep trusted activity moving.
Act on risk before funds are exposed
Evaluate payment risk while there is still time to act. Customer context, transaction behaviour, device signals and payment history come together in one decision, so you can approve, step up, hold or review with precision.
Assess risk before authorisation, settlement or payout
Use customer, device, behavioural and counterparty signals in one decision
Apply different actions by rail, segment, payment type or risk pattern
Keep the reason behind every decision visible and reviewable
Protect every payment journey without one-size-fits-all rules
Payment fraud looks different across cards, ACH, instant payments, bank transfers and wallets. Manage those differences in one place, with control logic that stays consistent, testable and explainable.
Tune controls for cards, bank transfers, wallets and instant payments
Detect risky funding changes, account updates and payment method switching
Spot card testing, unauthorised debits, mule movement and rapid cashout patterns
Adapt thresholds and review paths by customer context and payment rail
Find emerging attacks before they become losses
Individual transaction scores only tell you so much. Identify shared devices, linked accounts, repeated counterparties, velocity changes and behavioural clusters that point to organised abuse.
Detect fraud rings across customers, devices, accounts and counterparties
Identify unusual velocity, burst activity and repeated dispute patterns
Surface emerging attacks by product, payment rail, cohort or merchant segment
Build, test and deploy new rules or models from confirmed patterns in minutes
Improve controls using real payment outcomes
Fraud decisions should get smarter as outcomes come in. Approvals, declines, reviews, disputes, chargebacks, returns and confirmed fraud all connect back to the controls that made the decision.
Measure the performance of rules and models against real outcomes
See where controls are creating unnecessary friction or missed risk
Backtest changes before releasing them into live payment flows
Maintain a clear audit trail from signal to decision to outcome
Respond to payment fraud spikes without adding operational drag
Governed agents help investigate anomalies, surface linked activity, recommend control changes and prepare evidence – while your team stays in control of thresholds, approvals and deployment.
Investigate shared identifiers across users, payments, devices and accounts
Recommend new rules or tuning actions based on emerging payment patterns
Summarise why a decision was made and what evidence supports it
Route complex cases to analysts with the relevant context already assembled
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Go live fast, without rebuilding your payment stack
Implementation led by experts
We work alongside your fraud and payments teams to map your rails, decision points, data signals and review workflows – then get controls live quickly inside your operating model.
Built for measurable impact
Track approval quality, fraud losses, dispute outcomes, review volumes and analyst workload from day one.
Runs on your data
Connect decisions, reviews, disputes and losses back into your fraud controls so rules and models improve as attack patterns change.
Decision speed
Approval quality
Control evidence
Based on results from Fortify customer deployments
How it works
PAYMENT INITIATED ACROSS CARD, BANK, WALLET OR INSTANT RAIL
EARLY CUSTOMER, DEVICE, BEHAVIOURAL AND COUNTERPARTY SIGNALS ASSESSED
FORTIFY APPLIES THE RIGHT ACTION: APPROVE, STEP UP, HOLD OR REVIEW
TEAMS BUILD OR UPDATE RULES AND MODELS IN MINUTES
Confirmed patterns become live rules or model updates in minutes.
One modular system for fraud and AML, built around how teams actually work
Related articles
Regulatory guidance and industry context for financial crime professionals.
Built for fraud teams acting before funds move
Payment fraud teams need to act while there is still time to stop a loss. Assess risk before funds move, adapt controls as attack patterns change and keep trusted customers moving.
