In remittance, risk moves beyond your customer
A single ruleset creates noise in some corridors and blind spots in others. Gaps stay hidden until regulators find them.
Fortify is built for that.
Detection falls out of step with risk
As your product evolves, risk changes faster than your controls.
Controls break across corridors
When a recipient is flagged, risk doesn’t stay in one corridor. Every connected sender must be assessed across corridors that behave differently.
Risk moves faster than rules
Suspicious activity shifts across recipients, agents and corridors. Static rules miss splitting, collusion and new patterns.
Evidence isn’t ready when needed
Regulators expect clear, defensible explanations on demand. If controls can’t be explained, trust erodes.
See the gaps in your fraud and AML detection and close them quickly
Map your detection coverage against your actual transaction patterns and product footprint. See exactly where controls are strong, where they've drifted, and close gaps in minutes rather than months.
.avif)
%20(1).avif)
Set controls by corridor, not averages
A rule calibrated for one corridor produces false positives in another and misses risk in a third. Fraud detection has to reflect corridor patterns: volume norms, agent behaviour and seasonal spikes. Otherwise, it creates noise your team can't act on and gaps you can't see.
Corridor-specific baselines that reflect seasonal patterns, diaspora flows and regulatory thresholds
Agent-level anomaly detection. Transaction spikes, unusual send–receive ratios and override patterns
Manage rulesets across corridors from a single view – see what's live, what's changed and how each one performs
Manage corridor rulesets without losing visibility
Every corridor needs its own thresholds, typologies and escalation logic. The challenge isn't building them. It's managing dozens of rulesets across corridors without losing track of what's live, what's changed, and how each one performs.
Corridor-level rulesets in a single view
Backtest rule changes on real corridor history before going live
Segment thresholds by corridor, product, agent type or customer cohort
Move from pattern to control the same day
New splitting behaviours, collusion tactics and evasion patterns can appear and scale between model refreshes. Write detection logic from what you're seeing, test it on historical data, and deploy the same day.
Write and amend rules in plain language, without SQL or engineering support
Backtest by corridor, agent or recipient network
Retrain models from analyst-observed patterns, with human judgement in the loop
%20(3).avif)
%20(4).avif)
Trace risk across senders, recipients and agents
AML risk in remittance often concentrates around recipients you didn't onboard and agents you don't control. Linking activity across corridors, agents and recipient networks makes structuring, smurfing and cycling visible before it reaches scale.
Recipient-to-sender mapping to identify connected exposure and repeat patterns
Corridor-aware typology detection: structuring, smurfing, rapid in/out, cycling
Network view of senders, recipients and agents
Monitor with incomplete data – and make the gaps visible
Data gaps across corridors and agent networks create blind spots that are easy to miss until a review forces the issue. Tying monitoring logic to the data it relies on keeps gaps visible and explainable.
Monitoring logic that adapts to available signals while flagging missing inputs
Clear rationale captured: what was checked, what was unavailable, and why
Sanctions and PEP screening with transliteration and fuzzy matching for non-Latin scripts
Evidence built as you operate
Regulators and banking partners assess whether decisions are consistent, well-evidenced and traceable. An evidence trail across corridors shows what was done and why, at any point.
Structured case files capturing rationale, evidence and outcomes
SAR and STR filing support with jurisdiction-aware templates
Banking partner due diligence documentation: screening policies, alert handling logic and control effectiveness data
Surface risk early, without losing control
Patterns span corridors, agents and recipients. Surface them early, with human judgement intact.
Surface cross-corridor patterns before they create backlogs
Flag agent behaviour shifts early
Link senders and recipients for faster investigations
Keep actions visible and fully auditable
For teams operating under regulatory scrutiny.
Step 1
Describe the attack. For example: a cluster of bank-detail changes hits your contractor population 48 hours before payday.
Step 2
Get a retrained model in minutes, built from your input and Fortify's detection logic.
Step 3
Test before deploying. Human judgement stays in the loop.
3 minutes. Not months.
Why choose Fortify
- 01
Built for how remittance risk moves
Detection reflects recipients, agents and corridors – not just senders.
- 02
Controls that adapt by region
Rules and thresholds calibrated at corridor level, tested against real data before deployment.
- 03
Defensible decisions at every step
Every alert, action and rationale documented automatically – ready when a regulator asks.
Corridor visibility
rule performance by jurisdiction, calibrated where risk lives
Earlier detection
recipient-centred patterns and agent network anomalies caught before they expand
Consistent evidence
built as the workflow runs, ready for any review
"Every corridor brings its own regulatory obligations, and untangling which rules cover which requirement used to be guesswork. Now that mapping is clear and managed in one place. We can sleep at night knowing there are no hidden gaps in our policies."
.avif)
Your business is built to move fast. Your controls need to keep up.
Fortify is built for the people accountable when things go wrong inside organisations optimised for speed – Heads of Financial Crime, compliance leads, fraud operations teams at fintechs. The platform is designed by practitioners who've run these functions, and backed by a team that works alongside yours in the day-to-day.
Built by practitioners
Every feature was designed by people who've sat in your seat – running fraud and compliance teams at fintechs. The product works the way your team already thinks.
Your team + our team
Decision-making software backed by embedded expertise. Your fraud, risk and compliance teams get both the platform and the people to run it with.
One modular system for fraud and AML, built around how teams actually work
Related articles
Regulatory guidance and industry context for financial crime professionals.
.avif)
Built for firms managing corridor complexity
Fortify supports remittance teams working across jurisdictions and agent networks. Controls can be adjusted and validated without scaling the team to match.
